Varanasi

Health Insurance in Varanasi

Varanasi, also known as Kashi or Banaras, is renowned for its rich history, spiritual significance, and countless temples. In recent years, the city has made notable progress in healthcare services. While these advancements are beneficial to Varanasi residents, the costs of medical care can be quite high. To manage these expenses effectively, investing in health insurance in Varanasi is highly recommended.

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    (In 120+ cities)
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    (In 120+ cities)
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    (In 120+ cities)
  • about-icon 30 minutes claim support##
    (In 120+ cities)
Varansi
Customized Health Insurance Plans For You
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Health Insurance Plans
Super Star Value

2k

200000

Varansi

Cover amount

200000

Starting at

10000 / Month

Super Star Value

2k

200000

146 cashless hospitals

  • about-icon  Single Private AC Room
  • about-icon  Single Private AC Room
  • about-icon  Single Private AC Room
Varansi

Cover amount

200000

Starting at

10000 / Month

Ultimate Care

3k

500000

Mumbai

Cover amount

500000

Starting at

20000/ Month

Ultimate Care

3k

500000

161 cashless hospitals

  • about-icon  Unlimited Restoration of cover
  • about-icon  Unlimited Restoration of cover
  • about-icon  Unlimited Restoration of cover
  • about-icon  Unlimited Restoration of cover
Mumbai

Cover amount

500000

Starting at

20000/ Month

Why Do You Need Health Insurance in Varanasi?

Take a look at some of the reasons why it is important to buy health insurance plans in Varanasi:
  1. Rising Cancer Concerns in Varanasi

    Cancer is becoming a growing issue in Varanasi. According to the Population Based Cancer Registry (PBCR) report, 1 in every 15 males and 1 in every 17 females are at a risk of developing cancer in Varanasi. Moreover, mouth cancer is more prevalent among urban males compared to those in rural areas. Given the high cost of cancer treatment, opting for a cancer insurance plan can help you access the necessary medicare without exhausting your savings.

How Much Health Insurance Coverage Do You Need in Varanasi?

A good rule of thumb is to buy a health insurance plan with a sum insured equal to at least half of your annual income. But more importantly, the coverage should be enough to handle the high costs of treating critical illnesses prevalent in Varanasi.
Considering the expensive healthcare in Varanasi, experts suggest investing in a health insurance plan that provides coverage of ₹5-10 lakh. For complete family protection, consider purchasing a family health insurance policy with a sum insured of at least ₹20 lakh. Moreover, older people in Varanasi must consider buying a senior citizen health insurance policy with a sum insured amounting to ₹15 lakh or more.

Health Insurance for Other Diseases

Health Insurance for Other Cities

faqs
FAQ's

Frequently Asked Questions

Health insurance is a financial product that covers medical expenses for hospitalization, surgeries, and treatments based on the policy’s sum insured and coverage.

Individual, family floater, group, senior citizen, critical illness, and top-up plans.

Any illness you had before buying the policy. Covered after a waiting period of 2-4 years.

The time before certain treatments are covered. Usually 30 days for new policies, 2-4 years for pre-existing diseases.

The insurer pays directly to a network hospital. You only pay non-covered expenses.

A reward for no claims, given as a sum insured increase or a renewal premium discount.

Yes, but with a waiting period of 9 months to 4 years, depending on the policy.

Yes, you can claim from multiple policies, starting with one and using another if needed.

Cosmetic surgery, dental care (unless accident-related), self-inflicted injuries, drug abuse, and alternative treatments.

Choose higher deductibles, stay healthy, opt for a family floater, and use No Claim Bonus benefits.

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